Корпоративное управление

Corporate governance — foundation для licensed operators, regulator scrutinizes structure и accountability.

Board structure

Independent directors: majority preferable. Skilled composition: finance, tech, regulatory, industry. Committees: Audit, Risk, Compensation, Nomination. Regular meetings: monthly-quarterly. Clear terms of reference. Board effectiveness reviews.

Roles

CEO: overall accountability. CCO (Chief Compliance Officer): compliance ownership. CFO: financial integrity. CTO: technical infrastructure. MLRO: AML accountability. DPO: data protection. Clear responsibilities documented.

Policies

Code of conduct. Whistleblowing policy. Conflict of interest management. Anti-bribery. Insider trading. Financial delegation authorities. IT security policies. Risk appetite statement. Regular reviews и updates.

Regulator interface

Named senior contacts. Notification obligations: material events, changes. Regular submission accounts, reports. Meeting cadences: annual+ typically. Culture assessments in some jurisdictions. Board reports к regulator visibility. Personal accountability senior managers.