Source of Wealth verification

Source of Wealth verification — deeper analysis чем SoF, охватывает overall financial position.

Когда требуется

VIP high-rollers: often €50K+ annual deposits. PEPs mandatory. Enhanced due diligence triggers. Unusual patterns: unemployed player с large deposits. Regulatory audit findings. Best practice: proactive для top players.

Documentation

Employment: extended payslips history, employment contract. Business ownership: company docs, financials. Investment portfolios. Real estate: title deeds. Inheritance: probate documents. Compensation events: legal settlements. Combined picture wealth accumulation.

Analysis

Consistency between components. Historical wealth accumulation timing. Match к lifestyle. Explanation gaps identified. Third-party validation где possible. Documented conclusion. Rationale для accepting or rejecting.

Regulatory expectations

Documented process. Trained staff. Approval workflows: senior management. Ongoing monitoring: SoW review at intervals. Enhanced monitoring high-wealth customers. Regulator audits: SoW files scrutinized. Missing SoW = major finding.